Working Papers

Mobile Payment Adoption: An Empirical Investigation on Alipay

Yuqian Xu, University of Illinois at Urbana-Champaign, Anindya Ghose, New York University, and Binqing Xiao, Nanjing University

Sep 18, 2019

Investigates the determinants and outcomes of mobile channel adoption on consumer consumption behaviors, using a data set from one of the largest banks in China. Uses econometric methods to estimate the changes in consumption from the PC channel and physical credit card channel before and after the Alipay mobile payment adoption.

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